Claim from a microfinance company
A microfinance company sued me and demands eight times what I borrowed because of interest and penalties. I got the summons yesterday.
Bank or microfinance debt: what you really owe
Describe your situation and Jurly will analyse it under current law and prepare a written conclusion with an action plan.
Analysis under current Ukrainian law · JURLY LLC
Please don't include passport data, bank details or other unnecessary confidential information.
- analysis of your situation under current law
- Free
- written conclusion, price shown before payment
- UAH 199
What to do
Where to start: pick your situation
A debt will not disappear on its own, but the amount demanded from you is not always lawful. First you need to understand how much you actually owe, who has the right to demand it and what stage the matter is at: calls, court or enforcement proceedings.
This is the general order of steps. The analysis of your situation will show what applies to you and which deadlines apply in your case.
What the conclusion covers
A Jurly conclusion on your situation
In a conclusion on a debt, Jurly checks what stage the case is at and who has the right to demand the money. It splits the amount into principal, interest and penalties, points out charges worth contesting, and sets out the steps: what to write to the creditor, what to file with the court and by when.
The analysis of your situation is free. A written conclusion costs UAH 199; you see the price before paying.
How a conclusion is prepared and how it differs from an AI chat answerCommon situations
Similar to yours? Start from a ready description
The text will appear in the field at the top of the page. Add your own details to it.
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I am the guarantor on a friend's loan. He stopped paying, and the bank now demands the full amount from me.
Questions and answers
Frequently asked questions
Can a debt expire if nobody demanded it for years?
Court recovery is subject to a limitation period, but it is counted under rules that depend on the contract and the parties' actions. Whether it has run out in your case can only be told from the documents.
What should I do if the bank has sued me?
Do not ignore it: check the date of service, the amount claimed and the bank's evidence, and prepare a response. The court sets the deadline for the response in its ruling opening the proceedings.
Can a debt to a microfinance company be reduced?
Sometimes, if some of the charges do not comply with the law or the agreement. This is checked against the agreement and the debt calculation.
What is personal bankruptcy?
It is a court procedure for a person who cannot pay their debts. It has conditions and consequences, so it does not suit everyone.
How much do the analysis and the conclusion cost?
The analysis of your situation is free. A written Jurly conclusion costs UAH 199, and you see the price before paying.
Ready to start
Tell us what happened
A few sentences in plain words. Jurly will ask clarifying questions and prepare an analysis, and, if you want, a written conclusion with an action plan.
Please don't include passport data, bank details or other unnecessary confidential information.